No provision of any marital property agreement, a unilateral statement under s. 766.59 or a court decree
under s. 766.70 adversely affects First Electronic Bank’s rights, unless you provide a copy of such agreement,
statement or court order before credit is granted, or First Electronic Bank has actual knowledge of the adverse
obligation. All obligations on this loan will be incurred in the interest of your marriage or family. You understand
that Wisconsin law may require that notice of this account be given to your spouse. If the Loan is approved, married
Wisconsin resident applicants must furnish the applicant’s name and social security number as well as the name and address
of the applicant’s spouse to First Electronic Bank, 2150 S 1300 E Suite 400, Salt Lake City, UT 84106.