Personal Loans 101 Archives - Classic Funding https://www.Classicfundingllc.com/category/personal-loans-101/ Classic Funding loans made easy up to $36,500 Wed, 12 Oct 2022 16:27:57 +0000 en-US hourly 1 https://wordpress.org/?v=6.1 Should I Pay off Debt or Save? https://www.Classicfundingllc.com/moneysmarts/should-i-pay-off-debt-or-save/ Tue, 19 Jul 2022 21:42:25 +0000 https://www.Classicfundingllc.com/?p=2774 Should I Pay Off Debt or Save? It can be difficult to know whether you should pay off debt before saving. Fortunately, you can do both. Answer some quick questions to help you prioritize. Many people struggle to determine whether they should prioritize paying off debt or build up their savings for one simple reason: […]

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]]> Can I Use a Personal Loan for This? 6 Situations You May Be Considering https://www.Classicfundingllc.com/moneysmarts/can-i-use-a-personal-loan-for-this-6-situations-you-may-be-considering/ Fri, 15 Jul 2022 18:55:11 +0000 https://www.Classicfundingllc.com/?p=2760 Personal loans can be used for so much more than getting yourself out of a jam. They can be used to help you achieve your dreams. Consolidating your debt. Paying off a medical expense. Funding an emergency. These are some of the situations that might come to your mind when you think about taking out […]

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]]> How Can a Personal Loan Affect Your Credit Score? https://www.Classicfundingllc.com/moneysmarts/how-can-a-personal-loan-affect-your-credit-score/ Thu, 28 Apr 2022 04:08:44 +0000 https://www.Classicfundingllc.com/?p=2541 How Can a Personal Loan Affect Your Credit Score? Applying for a personal loan will affect your credit score, but the impact will depend on a few factors. Answer a few quick questions to find out if you may see a boost. Get Started Back Back YES NO Back YES NO Using a personal loan […]

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]]> Things to Know Before You Apply for a Personal Loan https://www.Classicfundingllc.com/moneysmarts/things-to-know-before-you-apply-for-a-personal-loan/ Tue, 12 Apr 2022 20:39:56 +0000 https://www.Classicfundingllc.com/?p=2431 These three steps can help make your loan application process go more smoothly. Planning a wedding. Buying a new car. Going on your dream vacation or remodeling your home. Life is full of exciting milestones, but they can often come along with a hefty price tag. Instead of putting off your goals, there are strategies […]

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]]> Two Ways to Fund Your Home Improvement Project https://www.Classicfundingllc.com/moneysmarts/two-ways-to-fund-your-home-improvement-project/ Wed, 02 Mar 2022 19:39:51 +0000 https://www.Classicfundingllc.com/?p=2174 Before starting your next home improvement project, it’s important to do a construction loan vs HELOC comparison.  With home values on the rise, a hot real estate market making moving less desirable, and Americans spending more time at home, homeowners all over the country are choosing to spruce up their current homes. In fact, spending […]

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]]> Is Debt Consolidation a Good Idea for You? https://www.Classicfundingllc.com/moneysmarts/is-debt-consolidation-a-good-idea-for-you/ Fri, 18 Feb 2022 01:21:33 +0000 https://www.Classicfundingllc.com/?p=2085 Classic Funding president Franck Fatras answers some essential questions about debt consolidation and discusses when it could be the right move for someone’s financial well-being. For those struggling with a large volume of debt, consolidation can be a useful tool. If you’re thinking of consolidating, it’s important to understand both when and why it can be […]

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]]> 10 Methods to Help Pay Off Debt https://www.Classicfundingllc.com/moneysmarts/10-methods-to-help-pay-off-debt/ Wed, 16 Feb 2022 18:43:37 +0000 https://www.Classicfundingllc.com/?p=2049 Looking for the fastest way to pay off credit card debt? The best approach may vary depending on your situation.   There’s no sugar-coating it: Americans are in debt. And while the presence of debt isn’t necessarily a bad thing, many of us would like to get rid of high-rate credit card debt. The average household […]

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]]> How Do Personal Loans Work? https://www.Classicfundingllc.com/moneysmarts/how-do-personal-loans-work/ Mon, 14 Feb 2022 19:03:48 +0000 https://www.Classicfundingllc.com/?p=2015 A personal loan may help you fund a big purchase or pay off higher-rate debt. Here’s what to consider. Whether you’re planning a vacation, paying off debt, or preparing for a wedding, you have options beyond credit cards. For many people who are considering a large expense, personal loans may offer a lower-interest-rate alternative to […]

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]]> Is a Credit Card or Personal Loan Better? https://www.Classicfundingllc.com/moneysmarts/is-a-credit-card-or-personal-loan-better/ Tue, 08 Feb 2022 23:08:07 +0000 https://www.Classicfundingllc.com/?p=1979 Considering the differences may help you pay off your debt faster, while paying less interest. Whether you want to pay for your wedding or pay down debt, you may be considering using a credit card or taking out a personal loan. Although these solutions have some similarities — both are technically loans (not requiring collateral) […]

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