Savings & Budgeting Archives - Classic Funding https://www.Classicfundingllc.com/category/financial-resources/savings-budgeting/ Classic Funding loans made easy up to $36,500 Wed, 12 Oct 2022 16:27:32 +0000 en-US hourly 1 https://wordpress.org/?v=6.1 How to Create a Budget You Can Stick To https://www.Classicfundingllc.com/moneysmarts/how-to-create-a-budget-you-can-stick-to/ Thu, 24 Feb 2022 20:52:13 +0000 https://www.Classicfundingllc.com/?p=2136 If you avoid budgeting, you’re not alone. Understanding the basics can help you create a budget to fit your lifestyle. The word “budget” can evoke many different emotions, from a sense of security to full-fledged anxiety. If you get anxious when you look at your bank account, you’re not alone: more than 55% of Americans […]

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]]> Gen Z and Generation Alpha Money Habits https://www.Classicfundingllc.com/moneysmarts/youth-financial-habits-infographic/ Sun, 26 Dec 2021 01:20:08 +0000 https://www.Classicfundingllc.com/?p=1917 6 second take: Members of Generation Alpha and the Zoomer generation are starting to develop distinct financial habits that might surprise members of older generations.

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]]> The Financial Diet Plan – Guaranteed to Trim Down Unnecessary Spending https://www.Classicfundingllc.com/moneysmarts/financial-diet-plans-and-all-cash-spending/ Fri, 24 Dec 2021 02:44:27 +0000 https://www.Classicfundingllc.com/?p=1907 6 second take: It’s amazing what you can glean from an open and honest money conversation! There’s a wealth of information in our stories as Amy shows… I was having lunch one day with a very close friend of mine. We live in different cities so we don’t get together nearly as much as we […]

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]]> How Technology Has Changed the Banking Industry https://www.Classicfundingllc.com/moneysmarts/how-technology-has-changed-the-banking-industry/ Fri, 24 Dec 2021 02:30:05 +0000 https://www.Classicfundingllc.com/?p=1905 6 second take: Banking and financial services are undergoing a metamorphosis. But is it fast enough? The remnants of the 2008 financial crisis left a multigenerational scar on our collective psyche. The slave is innovation. Accordingly, we have been watching the rise of financial technology or fintech. Multiple challenger banks — N26 being the latest […]

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]]> Financial Education: Benefits and Best Practices https://www.Classicfundingllc.com/moneysmarts/financial-education-benefits-and-best-practices/ Thu, 23 Dec 2021 05:03:34 +0000 https://www.Classicfundingllc.com/?p=1898 6 second take: There are many advantages to being financial literate. Here are a few ways to make understanding personal finance easy. Each April, finlit advocates promote this nationally recognized campaign to increase awareness of the need for financial education for youth in grades K–12 and at college and for adults in the workplace. Financial […]

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]]> Why Financial Literacy Programs Are Important https://www.Classicfundingllc.com/moneysmarts/need-for-financial-literacy-for-poor-families/ Thu, 23 Dec 2021 04:05:42 +0000 https://www.Classicfundingllc.com/?p=1891 6 second take: Many poor families don’t have the financial education they need to succeed, and the necessary resources often aren’t there to help. I grew up poor. Although society may try to label me as underprivileged, I wouldn’t say that I was. Due to the generosity of family members and friends — and my […]

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]]> What Is the Best Financial Strategy? https://www.Classicfundingllc.com/moneysmarts/best-financial-strategy/ Tue, 21 Dec 2021 21:53:55 +0000 https://www.Classicfundingllc.com/?p=1887 6 second take: You should work hard so you can enjoy the rewards it brings. Don’t just tuck all your money away for a rainy day — allow yourself to have a little fun! I stood nervously at the counter as the cashier rang up my purchases. I had just picked out a few new […]

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]]> The Intersection of Financial Knowledge and Behavior https://www.Classicfundingllc.com/moneysmarts/intersection-of-financial-behavior-and-knowledge/ Fri, 17 Dec 2021 04:23:29 +0000 https://www.Classicfundingllc.com/?p=1857 6 second take: Financial knowledge is nothing without good behavior to back it up. And it’s tough to practice good behavior if you don’t know what you’re doing! Financial knowledge isn’t financial literacy, nor is financial behavior financial literacy. Knowledge is not a great indicator of behavior. The human condition is replete with examples of suboptimal […]

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]]> 2021 Charitable Gift Planning Opportunities https://www.Classicfundingllc.com/moneysmarts/charitable-gift-planning-taxes/ Fri, 17 Dec 2021 04:18:50 +0000 https://www.Classicfundingllc.com/?p=1854 6 second take: Even with the extended tax deadline in the rearview, you shouldn’t ignore taxes until next April. Here’s what to keep in mind during the coming year. The 2020 tax season officially ended with the extended May 17 tax filing date, so it’s now time to turn our attention to the 2021 taxes […]

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